Holidaymakers are unlikely to be covered by new travel insurance if they cancel an overseas break this summer because they are told to self-isolate.
At present, no policies cover trips abroad as UK Foreign Office advice is to avoid all but essential travel.
Any relaxation of that guidance could signal the start of a summer getaway.
But travellers whose plans are affected because they have been in contact with coronavirus cases may struggle to make a claim via their insurance.
People who have an annual policy bought or renewed before the outbreak may be better placed.
Yet, concerns have also been raised that anyone taking part in trials for a vaccine will see any existing cover for coronavirus-related claims invalidated by taking part.
‘The answer was an emphatic no’
NHS worker Anne Elliott, from Bristol, volunteered to take part in a year-long Covid-19 vaccine study.
She was given an information