What Flood Insurance Does and Does Not Cover

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After heavy rains caused the breach of two dams in mid-Michigan last month, thousands of residents around the overflowing Tittabawassee River and adjoining lakes saw their homes and communities inundated, and destroyed, by floodwaters.

Now, news reports say, many face rebuilding with little financial help. Their homeowners insurance won’t pay for most of the flood damage; that’s what flood insurance is for. But because the Michigan homeowners weren’t living in an area known to be flood-prone, most didn’t have that coverage.  

If you don’t have flood insurance and you’re hit by a flood, the damage can be costly, says Lizzie Litzow, a spokesperson for the Federal Emergency Management Agency (FEMA). “Flooding is the most common and costly natural disaster and can happen anywhere,” Litzow says. “Just 1 inch of water can cause up to $25,000 in damage to

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Ryan Newman to be sponsored by Progressive Insurance at Atlanta

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Ryan Newman and his No. 6 Ford will be sponsored by Progressive Insurance this weekend at Atlanta Motor Speedway (3 p.m. ET on Fox), Roush Fenway Racing announced Wednesday.

“We’re excited to welcome Progressive Insurance to the team this weekend in Atlanta,” Newman said in a press release. “A major brand such as theirs fits well into the NASCAR space. Atlanta makes for a challenging and entertaining race with the differing options of the preferred line, so we’re looking forward to it with Progressive on board.”

This is the first time Progressive has been a primary sponsor on a car in a national NASCAR series.

“We’re inspired by the resolve of Ryan and thrilled to be working with him and the team at Roush Fenway Racing this weekend in Atlanta,” Jay VanAntwerp, Progressive’s Media Business Leader, said in the press release. “Racing fans, and sports fans in general, are craving

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Their stores were burned, ransacked and looted. What’s next for Minneapolis-area small business owners?

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MINNEAPOLIS – Brandy Moore likened the charred remains of her south Minneapolis clothing store and recording studio to the pangs for equality that minorities here feel. 

Smoke continued to waft in the air 24 hours after people protesting the death of George Floyd burned Moore’s storefront and several others along Lake Street.

“My business burned down two days ago. You see the flames? It’s still going,” Moore, 41, said Sunday. “That flame down in people’s soul? It’s still going. They want justice.”

She is among dozens of Minneapolis and St. Paul business owners, small and large, trying to rebuild after fiery riots and demonstrations in the Twin Cities on Thursday and Friday. Her company, Levels, which she owns with business partner Daniel Johnson, also has a St. Paul location that remains undamaged. The venture is Moore’s “baby.” 

Sweeping the sidewalks, feeding the needy: Minneapolis is trying to recover after days

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How to navigate the quagmire of rescheduled nuptials and insurance claims

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White satin dresses, jam jars filled with wildflowers and jugs of Pimms: the mention of a wedding day conjures images of sun-dappled fields and sprawling marquees in which revellers dance and lovers embrace.

For 2020, of course, all that has changed. The nationwide lockdown as a result of the Covid-19 pandemic has seen the nuptials of thousands of couples across the country shift as they face the economic, social, and logistical challenges of postponing their weddings to a later date or cancelling them altogether. Thousands of engaged couples who have spent months saving and planning will now likely spend their wedding dates behind closed doors, separated from friends and family.

According to wedding planning app Bridebook, approximately 64 per cent of 2020 weddings have been impacted by coronavirus so far, either due to postponements, cancellations, or travel logistics, with an estimated loss of £87.5bn to the global wedding industry.

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